Long-Term Care

Through products, resources, and training, Simplicity’s Asset-Based LTC offering can help agents and advisors address future long-term care concerns that may impact their clients’ retirement assets and support the goal of developing a holistic financial strategy.

More than 60% of adults feel anxious about affording long-term care and unexpected medical expenses in retirement.*

Holistic Financial Planning

Simplicity’s approach to holistic planning is anchored to six fundamental considerations: Longevity; Liquidity; Inflation; Market; Mortality; and Taxes.

Access to Best-in-Class Products

Gain access to an extensive array of tools for advanced financial strategies and integration of securities and insurance solutions.

Education and Training

Receive full-service support and education for business operations, marketing, and more.

Case Design and Sales Support

Access professional sales tools, services, and experienced support personnel.

Benefits of Asset-Based Long-Term Care

Simplicity’s Asset-Based LTC policies help advisors provide the following benefits to clients and their beneficiaries including:

Product Options

Best-in-class products for delivering appropriate solutions to help best meet the needs of the client.

Guaranteed Premiums

Simplicity helps agents and policyholders receive a certain level of protection without being subject to premium increases.

Flexible Payment Options

Strategies for repositioning existing dollars to fund the strategy on a single premium basis.

Prompt Payout

Advantaged policy funds are payable to the designated beneficiary at the time of death.

Tax-Free Transfers and Benefits

In certain situations, tax-advantaged transfers and benefits can be pursued.

Simplicity Resources To Support

Lead Generation Book Program

Leverage educational books to generate Asset-Based LTC business with clients and prospects.

Lead Generating Survey System

Re-engage clients and unconverted prospects with an online survey to educate and deliver an Asset-Based LTC offering.

Sales Process Support

Gain access to proven sales scripts and point-of-sale materials for closing Asset-Based LTC business.

Training and Coaching

Participate in group training and/or one-on-one coaching with seasoned experts to learn the verified sales strategies for growing Asset-Based LTC business.

(Source: https://www.kff.org/health-costs/poll-finding/the-affordability-of-long-term-care-and-support-services/)